Article
Fundraising

Seed Valuation — Pre/Post-Money, SAFE, and Conversion Math

2026.05.02·9 min·OPENSEED

Seed valuation is less something you 'negotiate' than something you 'calculate.' Get pre-money and post-money confused, and you'll miscalculate your own stake in the very same deal. Don't understand SAFE conversion terms, and you'll face far more dilution than expected at Series A. This guide covers the standard seed valuation formulas, the differences between SAFEs, convertible notes, and priced equity, conversion simulations, cumulative dilution, and standard Korean seed pricing benchmarks for 2026.

Intro.

#Pre-Money vs. Post-Money — Where the Math Starts

TermDefinitionFormula
Pre-money valuationCompany value immediately before the investmentPost-money − investment amount
Post-money valuationCompany value immediately after the investmentPre-money + investment amount
Investor ownershipStake held by the new investorInvestment amount ÷ post-money
Existing shareholder dilutionReduction in existing shareholders' ownershipInvestment amount ÷ post-money

Example: pre-money of ₩2B, investment of ₩500M → post-money of ₩2.5B, investor stake of 20% (₩500M ÷ ₩2.5B). Know this one formula and you can instantly calculate dilution on any seed deal.

주의
When an investor says 'valuation of ₩2.5B,' always confirm whether they mean pre-money or post-money. On a ₩500M deal, pre-money ₩2.5B versus post-money ₩2.5B changes your dilution from 16.7% to 20%.
02

#Four Factors That Determine Seed Valuation

FactorInfluenceEvaluation Criteria
Traction★★★★Users, revenue, signed MoUs, number of interviews
Team★★★★Domain expertise + full-time commitment + track record
Market size★★★Consistency across TAM, SAM, and SOM
Competitive landscape★★Direct and indirect competitors + barriers to entry

For a pre-traction seed round (zero revenue), team, market, and 'why now' determine almost everything. Once real traction shows up, valuation typically jumps 2-3x.

03

#SAFE, Convertible Note, and Priced Equity — Three Structures

StructureCharacteristicsWhen It's Used
SAFENo valuation set + guaranteed future conversionThe Y Combinator standard. Fast-closing deals.
Convertible NoteInterest + maturity date + valuation capTraditional bridge rounds
Priced equityFixed valuation + preferred stockFormal seed rounds (₩500M+)

The SAFE (Simple Agreement for Future Equity) was introduced by Y Combinator in 2013. It defers the valuation negotiation and converts automatically at Series A. It's fast and clean, which is why it became the seed-stage standard.

TIP
In Korea, a simplified shareholders' agreement paired with preferred stock is still more common than a SAFE. That said, deals involving global VCs tend to favor the SAFE structure.
04

#SAFE Conversion Simulation — How the Cap and Discount Work

A SAFE operates through two protective mechanisms: the valuation cap and the discount.

MechanismDefinitionExample
Valuation CapThe maximum valuation applied at conversionCap of ₩3B → even if Series A prices at ₩5B, conversion still happens on a ₩3B basis
DiscountDiscount applied to the Series A price20% discount → if Series A is ₩5B, conversion happens on a ₩4B basis
Most Favored NationAutomatically matches the lowest price offeredIf a later SAFE gets better terms, earlier investors are matched automatically
Conversion triggerSeries A or a liquidity eventSeed SAFE investors end up holding Series A preferred stock

Example simulation: a ₩500M SAFE (₩3B cap, 20% discount) converts at a Series A valuation of ₩5B. Under the cap: ₩500M ÷ ₩3B = 16.7%. Under the discount: ₩500M ÷ ₩4B = 12.5%. Whichever is more favorable — here, the cap at 16.7% — is automatically selected.

05

#Cumulative Dilution — Seed to Series A to Series B

'Cumulative dilution' is the thing founders most often overlook. Give up 20% at seed, 25% at Series A, and 20% at Series B, and it's genuinely hard to intuit what that does to your own stake.

StageInvestor OwnershipFounder RemainingCumulative Dilution
Right after founding0%100%0%
15% option pool created0%85%15%
Seed (20%)20%68%32%
Series A (25%)25% new + 15% from seed51%49%
Series B (20%)20% new + existing40.8%59.2%
주의
If a founder's stake drops below 40% after Series B, securing voting control at an IPO or M&A becomes difficult. Consider protections like weighted voting rights, convertible preferred structures, or a dual-class share structure as early as the seed stage.
06

#Standard Korean Seed Pricing Benchmarks (2026)

RoundInvestment AmountPre-Money ValuationNew Investor Stake
Pre-Seed₩50M-₩200M₩500M-₩1B10-20%
Seed₩200M-₩1B₩1B-₩3B15-25%
Pre-A₩1B-₩3B₩4B-₩8B15-25%
Series A₩3B-₩10B₩10B-₩30B20-30%

These figures are averages for IT, SaaS, and AI companies; deep tech and biotech typically run 1.5-2x higher. Companies that raise a seed round after receiving government support (e.g., Korea's Pre-Startup Package or TIPS) tend to see valuations rise by roughly 20-30%.

TIP
A seed round with real traction (validated revenue or users) can command a pre-money valuation of ₩3B-₩5B. For a pre-traction seed, ₩1B-₩2B pre-money is standard — going higher than that on team and market story alone is difficult.
Summary.

#Self-Check: Simulating Your Own Valuation

  1. Which stage does your company actually fall into — Pre-Seed, Seed, Pre-A, or Series A? (Based on traction and revenue.)
  2. Have you researched 5-10 comparable pre-money valuations from similar-stage deals in your industry?
  3. Which structure is your deal closest to — SAFE, convertible note, or priced equity?
  4. Are you setting up the option pool before or after the seed round? (Before = founder dilution; after = investor dilution.)
  5. Does your target raise cover 12-18 months of operating expenses through Series A?
  6. Have you simulated how the cap and discount terms will actually convert at Series A?
  7. Does your ownership stay above 30% by year five? (The threshold for retaining meaningful voting control.)
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